How To Create a Standard User Account in Windows 7

If you manage a computer with multiple users then you probably need to create a separate user account for each person. However, you don't want everyone to have administrator access to your PC. We show you how to create standard non-administrator accounts in this easy step-by-step walkthrough.

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In my work laptop my domain account only has standard user rights, I did it intentionally when I reinstalled OS (kinda as a test how bad it could be) and it's not that bad, I only need elevated rights few times a week.

If I did only "work" as in web/documents, I would never need access admin rights.