Accidental Damage Plan

This is random but I was just curious as to why the accidental damage plan through dell is not offered in Florida. If you configure a system it says "(Except in Florida)." Is it because Floridians are prone to damaging their notebooks?

 

I believe it is because of the insurance laws in Florida, not because they are more prone to damage there.

 

I think NY is also excluded. I really don't know why though.

 

mzimm is correct. state law is the reason.

 

I used to live in Tampa, and it IS the lightning capital of the word. But state law makes more sense. Florida has a lot of consumer protection laws, and if you read the fine print on many of the "mail-in rebate" deals you'll see that these are also invalid in Florida.

I guess it can kind of be circumvented by purchasing it and having it shipped to a friend or relative that lives in another state, and by using that address when you contact customer support. I don't know whether or not that counts as a shady practice though, so I'm not recommending it as a course of action.

 

So what happens if you bought the laptop in say Georgia and was visiting your folks in Florida and an accident happened? Would it still be covered?

 

it is based on the state you are a resident of. It is simply consumer protection. In FL, extended warrenties can only protect against "normal hardware defects". This prevents against companies offering misleading plans.

 

That's froad and ship then again from a friends adress, lol

 

Yea but I bought an MP3 player at bestbuy here in florida and got a 3 year damage replacement plan. If anything happens, I can get a new one.

 

How is accidental damage protection a misleading plan ?

Does florida also not allow car iinsurance ? That is also accidental damage proetction right ?

 

Are we allowed to Extend/add other warranties to our already received Dell systems?

 

Yes, you can extend your warranty.
http://www.dell.com/content/topics/segtopic.aspx/ex_warranty?c=us&cs=04&l=en&s=bsd&~section=002

SG

 

This isn't the same thing as the Dell CompleteCare plan. Best Buy's "Product Replacement Plan" is for things that are either impossible or impractical to repair, and there are other limits to it as well, such as how often it can be replaced. A laptop or desktop computer will not fall into this category, as they can often be repaired or refurbished before you attempt to replace the entire unit.

All states have car insurance. But in Florida, car insurance is "No Fault". It's meant to actually save the consumer money by avoiding lengthy court battles to decide who is at fault, and also to discourage artificially inflating your injury claims (who hasn't seen a movie or sitcom where the guy is pretending to need a neck brace?) because your injuries have to reach a dollar level before you can "sue their pants off". And in theory since if you have no-fault, you've insured yourself against injury up to a certain point, so you'd be robbing yourself if you padded it (your rates would rise). And also in theory, everyone out there would be more willing to be insured since you're responsible for yourself first, and the other driver only has to pay if you've been permanently injured.

Anyway, whether or not these attempts to protect the consumer actually work, or to what degree they work, isn't the point. The point is that Florida is a state where politicians and lawmakers, for whatever reason, personal or political, attempt to protect the consumer against a variety of economic "schemes", which is why many sweepstakes, insurance plans, and rebate offers are illegal.

I don't completely understand why some things are legal, and other's aren't (no Powerball, but Florida Lotto is big business. I guess it's the difference between a miniscule chance and a cosmic near-infinitely unlikely chance?), but most of the examples here have a certain logic to them.

 

I wasn't speaking to any specific plan. What it does is prevents against a plan being "accidental", but since these were new plans, they were afraid of misleading plans and subsequent lawsuits. Florida law protects citizens from being misled by a plan (yet again, not refering to a specific plan, all theoretical). Trust me on this one. And don't make a smart ass comment. Ask for clarification. We are all here to help.

Samuel

 

I was looking on dell's site and it seems that the CompleteCare is allowed on latitudes (small biz or EPP) in florida? So where does it not allow you to get that coverage?

 

supposedly if you are a resident of FL and NY i believe. It should say in the terms of the CompleteCare